Terms and Conditions | [Your Business Name]

1. Acceptance of Terms

By accessing and using the website located at [Your Website URL] ("the Website") and any services, features, or content offered by [Your Business Name] ("we," "us," "our"), you agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to all of these terms, you are prohibited from using the Website.

These terms apply to all visitors, users, and others who access or use the Service.

2. Services Description

Our Website provides the following services: [Briefly describe your services, e.g., "an e-commerce platform selling handmade crafts", "a SaaS product for project management", etc.].

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the services.

3. User Accounts

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

You are responsible for safeguarding the password that you use to access the Website and for any activities or actions under your password. You agree not to disclose your password to any third party.

You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

4. User Conduct

As a condition of your use of our Website, you warrant that you will not:

Use the Website for any illegal purpose or in violation of any laws or regulations
Harass, abuse, or harm another person
Submit false or misleading information
Upload or transmit viruses or any other type of malicious code
Attempt to gain unauthorized access to any portion of the Website
Interfere with or disrupt the Website or servers connected to the Website
Collect or track the personal information of others

We reserve the right to terminate your account for violating any of the prohibited uses.

5. Payments & Fees

For services that require payment, you agree to pay all applicable fees and taxes. All prices are in [Currency, e.g., Kenyan Shillings (KES)].

We use third-party payment processors such as [e.g., M-Pesa, Stripe, PayPal] to bill you through a payment account linked to your account. The processing of payments will be subject to the terms, conditions, and privacy policies of the payment processors.

Refund Policy: [Describe your refund policy in clear terms, e.g., "We offer a 30-day money-back guarantee on all products", "All sales are final", etc.]

6. Intellectual Property

The Website and its original content, features, and functionality are owned by [Your Business Name] and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of [Your Business Name].

You are granted a limited license only for purposes of viewing the material contained on this Website.

7. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Website will immediately cease. If you wish to terminate your account, you may simply discontinue using the Website.

8. Disclaimer

Your use of the Website is at your sole risk. The Website is provided on an "AS IS" and "AS AVAILABLE" basis. The Website is provided without warranties of any kind, whether express or implied.

We do not warrant that a) the Website will function uninterrupted, secure, or available at any particular time or location; b) any errors or defects will be corrected; c) the results of using the Website will meet your requirements.

9. Limitation of Liability

In no event shall [Your Business Name], nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Website.

10. Governing Law & Disputes

These Terms shall be governed and construed in accordance with the laws of [Country, e.g., Kenya], without regard to its conflict of law provisions.

Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of the courts located in [City, Country, e.g., Nairobi, Kenya].

Note: For Kenyan businesses, you may specify that disputes will be resolved through the Kenyan court system or through alternative dispute resolution methods as per the laws of Kenya.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect.

By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised terms.

12. Contact Information

If you have any questions about these Terms, please contact us at:

[Your Business Name]
Email: [Your Email Address e.g., legal@yourcompany.co.ke]
Phone:+91 900186147
Address: NEAR CENTRAL BANK OF INDIA, DIKOM, DIBRUGARH, Dibrugarh, Assam, 786101